Interactive
UK – TruNarrative announce Accountscore integration with partnership agreement
By Lewis - 21 aprile 2020
AccountScore is to integrate open banking connectors onto TruNarrative’s platform, enabling risk and compliance teams to integrate affordability scores to aid onboarding and monitoring of customers.
AccountScore currently provides their open banking APIs and platform to financial services companies, tenant reference agencies and telecommunications companies, allowing them to verify information such as customer salary amount, affordability and identity, a process that has historically involved the submission of paper documents and manual validity checks.
Open banking data is permissioned access to consumer or business banking data for the purposes of risk assessment, compliance and fraud detection. This helps regulated businesses such as lenders or gaming operators comply with their obligations for onboarding and transacting with their customers.
The partnership means TruNarrative customers now have access to the information they need to help affordability decisions in real time via the TruNarrative API.
Il confronto con i dati dell'Open Banking può fare la differenza tra l'estensione eccessiva di un prestito o il concedere correttamente il credito a chi ha una banca insufficiente. I punteggi di accessibilità sono anche un requisito fondamentale imposto dalla commissione per il gioco d'azzardo del Regno Unito alle società di gioco per garantire il dovere di diligenza nei confronti dei propri clienti.
The TruNarrative platform delivers financial crime detection, customer onboarding and transaction monitoring to financial services, e-commerce businesses and gambling operators using a customisable decision engine and an App Store of over 50 third-party data providers and service integrations.
I dati di Open Banking di AccountScore rimarranno all'interno della piattaforma guidata dall'intelligenza artificiale di TruNarrative e consentiranno l'arricchimento attraverso le varie fonti di dati di verifica di terze parti nell'App Store di TruNarrative, fornendo alle aziende una visione più completa del cliente facilitando decisioni sia automatizzate che manuali.
Emma Steeley, CEO of AccountScore, commented: “We are proud to be joining forces with TruNarrative in order to enable them to deliver cutting-edge Open Banking solutions to their clients.
“From income verification and affordability, to source of funds and identity verification, our partnership delivers a solution that provides multiple sectors the opportunity to take full advantage of the UK’s Open Banking framework coupled with our market leading analytics.”
La piattaforma decisionale e del flusso di lavoro TruNarrative consente di prendere decisioni a livello granulare tra agenzie di riferimento del credito, dati biometrici, indirizzi, verifica dei documenti e ora dati di Open Banking.
Constantly changing regulatory environments and market conditions, such as those imposed by the current COVID-19 emergency, mean businesses need instant access to valuable data, and importantly, the ability to make quick changes to onboarding and monitoring processes.
L'utilizzo dei dati di Open Banking di AccountScore tramite TruNarrative faciliterà un viaggio a basso attrito per il cliente, una maggiore visibilità e costi operativi ridotti per le organizzazioni.
Adam Doyle, Head of Gaming at TruNarrative, explained: “This is a relationship that I am truly excited about. As regulatory requirements shift increasingly towards the inclusion of affordability scoring, this partnership provides businesses with the much needed ability to monitor and protect customers throughout their entire lifecycle, whilst minimising impact on the customer experience.
“And importantly, in this unprecedented global situation, ensuring players aren’t stretching themselves in testing times is essential for continuing to provide a safe environment for users of online services.”
